In order to expedite the mortgage loan process, please be sure you bring everything applicable on this list to make your appointment and the loan process as smooth as possible.

• Copy of Sales Contract (on the purchase of your new home).

• Copy of Sales Contract and certified copy of Closing Statement (on the sale of your present home).

• Residence History

  • Past 2 months of residence with complete addresses.

  • Length of time you lived at each residence.

  • Name of landlord and his/her address (if currently renting).
    

• Employment History
  Employers for the past two years with complete addresses.

  • Dates of employment for each place.

  • W-2s of most recent two years.

  • Most recent two year's tax returns (with all schedules).

  • Year-to-date profit and loss statement and current balance sheet (if self-employed).

  • If there have been any gaps in your employment, be prepared to explain.
    

• Copies of most recent monthly statements for all loans or credit card balances.
  

• Accounts

  • Copies of most recent three month's bank statements for all accounts, stock brokerages, mutual funds, IRAs, Pensions, etc.
    

• Current Real Estate

  • Property addresses.

  • Estimated market values.

  • Outstanding loan balances (bring copy of most recent loan statement).

  • Amount of monthly payment.

  • Amount of monthly rental income, if any (copy of any rental agreements).

 

• Personal Property

  • Net cash value of your life insurance.

  • Year, make and value of all vehicles.

  • Value of your furniture and personal property.
    

• If applicable, for the following:

  • Copy of divorce papers.

  • Certificate of eligibility & DD21 (for VA only).

  • Copy of driver's license and Social Security Card (for FHA only).